Meet Penelope Jane Smith, a trailblazing financial freedom coach who turned the heartbreak of bankruptcy into a mission to empower women entrepreneurs. In this interview, she shares her personal journey, the lessons she’s learned, and her powerful “Financial Freedom Formula.”
Penelope Jane Smith is a financial freedom coach and founder of Real Prosperity, Inc., a company dedicated to empowering women entrepreneurs to achieve lasting wealth and independence. Through her work, Penelope makes financial education simple, engaging, and life-changing.
We interviewed Penelope ahead of our upcoming Business Intensive Workshop to give you a glimpse into her journey, her mission, and what she’ll be sharing with us during this powerful session.
Her Journey: From Crisis to Calling
After building a multi-million dollar real estate portfolio, Penelope faced devastating losses during the 2008 financial crisis that ultimately led to bankruptcy. That could have been the end of Penelope’s entrepreneurial journey, but instead, it became the turning point that shaped her mission.
Instead of giving up, Penelope dove deeper into financial education, determined to help others avoid similar pitfalls and build sustainable wealth. Since then, she has rebuilt her financial foundation in a sustainable way and now teaches others how to do the same. Known for making complex financial concepts accessible and engaging, Penelope has become a sought-after speaker and trainer.
She is also the author of The Little Book of Prosperity, where she shares practical insights on achieving financial well-being. In addition, her expertise has been featured on numerous podcasts covering cash flow management, passive income, and financial empowerment for women.
At the heart of her mission is a simple but powerful goal:
“I want women to make financial decisions from a place of freedom and joy, not debt and obligation.”
What to Expect at the Business Intensive Workshop
When asked what she’ll be sharing at the upcoming Business Intensive Workshop with The Wellness Universe, Penelope explained that she’ll be introducing participants to “The Financial Freedom Formula.”
“In this training, you’ll discover exactly what it’ll take for you personally to become financially free, so that you don’t have to depend on your business, a job, the government, a partner, or anyone else for money,” she shares.
Building on this powerful promise, you’re invited to Penelope Jane Smith, hosted by Rachel Vasquez, at The Wellness Universe October Business Intensive Workshop as she shares The Financial Freedom Formula. You’ll learn the two types of passive income (and how to grow them), why a clear financial freedom vision is essential, and how to spot the hidden money leaks that keep even seasoned entrepreneurs stuck.
Connect with Penelope or find her on LinkedIn.
Business Intensive Workshop
Financial Freedom Formula
Join the Wellness Universe’s Financial Freedom Formula workshop with Penelope Jane Smith, Founder & CEO of Real Prosperity Inc. Discover the exact steps you need to achieve financial independence so you never have to rely on your business, a job, or anyone else for money. Learn how to create a clear financial freedom vision, avoid costly money leaks, and build lasting passive income streams.
📅 Wednesday, October 1
⏰ 2pm ET / 11am PT
Save 35% with code: Save35
🔗 REGISTER NOW: https://bit.ly/WUBIFinancialFreedom
Food for Your Soul
Relax, unwind, and heal with sound in Food for Your Soul. The Wellness Universe invites you to join Sharon Carne, Director of Training and Program Development at the Sound Wellness Institute, for this immersive monthly experience.
Join us live – https://bit.ly/FoodforYourSoul
A Transformational Journey Workshops
Ready for a season of growth, healing, and inspiration?
Dive deep into the very tools and insights shared by our expert authors, in The Wellness Universe Guide to Complete Self-Care, 25 Tools for Transformation! Brought to life in engaging, interactive workshops designed to empower and inspire you. Each author leads a workshop built around the
unique strategies they’ve contributed to this book, giving you firsthand
access to the wisdom behind the pages.
The workshops are in full swing – catch them live while you can!
👉 Register here: https://bit.ly/ATJWorkshops
#1 BEST SELLER AVAILABLE NOW!
The Wellness Universe Guide to Complete Self-Care, 25 Tools for Transformation
The Wellness Universe Guide to Complete Self-Care: 25 Tools for Transformation officially launched July 8, 2025! Inside, 35+ heart-led experts share real stories and powerful self-care tools to support your healing, resilience, and personal growth. Whether you’re navigating change or ready to rise to your next level, this book offers practical guidance and soul-deep inspiration to help you thrive.
For a limited time, get your copy at this special launch price. Purchase your eBook now or paperback!
The post From Bankruptcy to Breakthrough: Penelope Jane Smith’s Financial Freedom Formula appeared first on The Wellness Universe Blog.
